Our Process

Insurance products are offered through the insurance business Ricken Financial, LLC. Ricken Financial, LLC is also an Investment Advisory practice that offers products and services through Impact Partnership Wealth, LLC (IPW), a Registered Investment Adviser. IPW does not offer insurance products. The insurance products offered by Ricken Financial, LLC are not subject to Investment Advisor requirements.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.

Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. The services offered by Ricken Financial are not subject to Investment Advisor requirements. The services referenced are an outside business activity not offered through or supervised by IPW. Ricken Financial and IPW are all separate and not affiliated entities.”

Market Guard^® is a firm that provides investment signals, as well as portfolio allocation recommendations, for a wide variety of model portfolios. Market Guard® does not offer advice or enter into fiduciary relationships.

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Eric Nimmer is an Investment Advisor Representative with Retirement Wealth Advisors, Inc. (RWA). Investment advisory services are offered through RWA. Abe Ashton is life and annuities licensed: #586769. Insurance and annuities offered through Abe Ashton and Ashton & Associates. Abe Ashton, Ashton & Associates, and Retirement Wealth Advisors, Inc. are not affiliated.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way, to securities or investment advisory products or services. Fixed insurance and annuity product guarantees are subject to the claims‐paying ability of the issuing company and not offered by Retirement Wealth Advisors, Inc.

3 Steps to Retirement

Step 1: Discover

Step 2: Design

Step 3: Implement

Achieving the Retirement You Deserve Plan

Your Customized Plan Will Contain:

Take the first step towards the retirement you deserve by scheduling a complimentary consultation!